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| Health Insurance Plan-Design Trends for Group and Individual Markets |
The current cost of health coverage — combined with rate increases and a sputtering economy — is already having a profound impact on the employee benefits landscape, prompting a need to alter the way you do business now … much sooner than you’d need to act on provisions in the federal health reform law.
Health Insurance Plan-Design Trends for Group and Individual Markets contains valuable insight and examples from health insurers, brokers and agents, employers and other industry observers on how the changing needs of employers are being met.
This report takes a comprehensive look at plan designs being developed by insurers, consultants and employers — and how they aim to do more than just pay claims on time. It’s filled with articles on how insurance carriers are finding ways to improve technology, slash waste from the system and focus greater attention on improving the health of employees.
Employers are likely to continue to demand more from their health insurers. Order Health Insurance Plan-Design Trends for Group and Individual Markets and stay on top of key plan-design trends among employers, individual health plans, account-based plans, wellness programs and other disease management initiatives.
Table
of Contents
Key Plan-Design Trends Among Employers
- Employers Join Congress in Reforming Health Insurance, Wellness Landscape
- Employers Are Turning to Higher Deductibles, Limited Benefits
- Few Employers Will Alter 2010 Plan Designs, But Some Will Try New Cost-Cutting Moves
- Savvy Employers Are Launching Their Own ‘Reform’ Tactics
Account-Based Health Plans
- Employers to Boost Use of CDH, Penalties to Cut Costs in 2011
- HSA Balances Are Growing, but So Are Deductibles, Study Finds
Individual Health Plans
- COBRA Subsidy Gives Health Insurers New Opportunity to Promote Individual Products
- In Individual Market, Direct Marketing Is Key Retention Tool
- Plans Fall Short in Communication Efforts With Members, Study Finds
- In Economic Downturn, Student Health Coverage Is One Bright Spot for Plans
- With Individual Markets Expanding, Some Plans Hope Retail Stores Can Ring Up Sales
- Individual Mandate Prompts Insurers to Beef Up Product Portfolios
- New Firms Offer Insurance Alternatives, Look to Tap Uninsured, Underinsured Market
- Brokers Pair High Deductibles With Creativity to Reduce Rates
New Trends in Health Coverage
- ‘Next Big Thing’ in Plan Design Offers Rich Benefits to Ill Members
- Downturn, Shifting Client Demand Pushes Plans to Boost Product-Development Efforts
- Health Plan CEOs Offer Outlook for Reform, New Products and Coverage Trends in 2010
Wellness Initiatives
- Focus on Prevention, Wellness Is Needed, but Challenges Remain
- Health Plan Trends for 2010: More Cost Shifting, ‘Aggressive’ Emphasis on Wellness
- Improved Health Must Be Part of Reform, Safeway CEO Says
- Plans, Employers Join Obama in Targeting Tobacco, Using ‘More Sticks Than Carrots’
- Health Plan’s Enrollees Drop 200,000+ Pounds
- Insurers, Lawmakers Weigh Strategies to Combat Obesity; Costs Now Rival Cancer
- BCBSA Child Obesity Pilot May Be Rolled Out Nationally in Late 2010
- Corporate Strategy Must Be Part of Wellness Initiatives, Coke Says
Written
By
This
book was written by the editorial staff of AIS.
Written
For
- HMOs, PPO and POS plans
- Insurers
- Employers
- Hospitals and health systems
- Group practices
- Other providers
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